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Leisure Guard Travel Insurance Review

Flexible, low-cost travel insurance for annual policies, one trip cover, and backpacking protection!
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  • The annual multi-trip cover is unlimited, and you can add winter sports for 17, 24 or 31 days whenever you need it.
  • Travel insurance policies are flexible, with options to purchase cover for one person up to a large group.
  • Prices on Leisure Guard are competitive, particularly with the more comprehensive policy options.


  • There are age limits - 79 on single and annual trip policies and 69 on policies including winter sports.
  • Insurance claims won't be valid if they relate to alcohol or drug use (although that's an industry standard!).
  • Manual work isn't included on backpacking travel insurance unless the work is voluntary and for a UK registered charity.
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Leisure Guard is a go-to insurance company for travel insurance with high coverage levels and pandemic protection as standard.

There are countless options to tailor policies to what you're after, whether you need a rolling insurance policy for every trip, cover for one particular journey, or backpacking insurance to cover all your adventures!

It's well worth getting some add-ons like car hire excess insurance if you tend to hire cars abroad or travel in the UK. You can save yourself some serious expenses if you have any scratches or damage.


Leisure Guard promises policies from £10.66 for a five-day trip within the EU, so we thought we'd test out a few quotes to see what came back!

  • Single trip insurance to Spain for one week, with £10 million medical cover and £10,000 cancellation cover, came in at £9.47.
  • An annual policy including USA travel with the same cover resulted in a yearly quote of £48.84 - pretty reasonable prices!

Key Products

Great quality coverage, with options to protect yourself on trips to the UK, Europe, worldwide (including or excluding the US, Canada, Caribbean and Mexico) and a different option for Australia and New Zealand.

Designed For

Anybody! Leisure Guard policies can cover an individual, a couple, family, single parent and their children or a group of up to 12 people.

Travel Insurance Cover

The standard inclusions on all Leisure Guard travel insurance are reassuring, such as essentials like cancellation cover (for almost any reason), medical cover, accommodation and flights.

With varying testing and isolation rules around the world, this is a great bonus to have up your sleeve if anything goes wrong.

You'll find policies that include pre-existing conditions - as long as you declare them - and a secure quotation portal, so every piece of information you enter about yourself and your travel plans is fully protected.

What Are The Key Differences Between Leisure Guard And Outbacker?

Yes, Leisure Guard and Outbacker offer similar coverage, but there are some distinct differences.

Leisure Guard is designed to cover the costs associated with leisure activities or holidays away from home. It provides coverage for medical expenses, lost luggage, trip cancellations and delays, as well as other benefits like rental car reimbursement and legal assistance.

Outbacker, on the other hand, is an all-purpose personal liability policy designed to protect you against financial losses due to third-party claims or damages caused by your own negligence.

Both policies provide protection in case of accidents or injuries while traveling abroad but each has its own unique features that make them more suited for different needs.

See also: Outbacker Insurance Reviews - click here

Does Leisure Guard Travel Insurance Cover Car Hire Excess Insurance?

Yes, Leisure Guard travel insurance policies include cover for car hire excess insurance. This allows you to claim back the cost of any uninsured damage caused to a hired vehicle while in your possession. The policy also includes cover for accidental damage and theft of personal items, as well as personal liability cover. Please check the policy wording when taking out a policy for full details of what is and is not covered.

Does Leisure Guard Travel Insurance Provide Winter Sports Cover?

Yes, Leisure Guard travel insurance does provide winter sports cover. Depending on the policy that you choose, you may be able to receive coverage for skiing and other winter sports activities. Please refer to your policy documents or visit the Leisure Guard website for details regarding your specific coverage options and limits.


Leisure Guard is arranged an administered through the Rock Insurance Group, and cuts through the noise with simple, effective travel insurance that doesn't come with a generous raft of exclusions and conditions!

Tailor your policy to exactly the cover you need, and you'll get an instant quote which you can compare elsewhere (but they look excellent from where we're standing).

You can extend single trip policies up to 18 months, end supplier failure is a standard, and the COVID-19 protections have won several awards and accolades, a perk not to be sniffed at in this day and age!

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